GUARANTEED LENDER FEES
Home Finance of America offers you the piece of mind of GUARANTEED Lender Fees.
Are you worried about incurring surprises or hidden fees at the end of the mortgage process? Home Finance of America will lock and GUARANTEE our lender fees up front.
Here's what you can expect:
- GUARANTEED Origination Charge / Commitment Fee
- Home Finance of America guarantees one Mortgage Origination Charge or Commitment Fee. This fee includes any lender processing, underwriting, document preparation, funding, tax service, and flood certification fees.
- Certain interest rates and programs offered by HFA have a $0.00 Commitment Fee.
- GUARANTEED Discount Points (only if applicable)
- Any discount points, if applicable to your loan, will be disclosed upfront and are guaranteed so long as no material charactaristics of your loan application change prior to closing.
- GUARANTEED Appraisal Fee
- Your initial Appraisal Fee is guaranteed upfront.
- GUARANTEED Credit Report Fee
- Your initial Credit Report Fee is guaranteed upfront
Prepaid interest, property taxes, homeowner's insurance and certain other third party fees are not included in HFA's GUARANTEED Lender Fees.
Call us today and a licensed loan officer will be happy to provide you with a detailed breakdown of the Guaranteed Lender Fees you can expect for your transaction.
At Home Finance of America our goal is to offer you low mortgage rates and the best service available. Call us toll free at 800-358-LOAN (5626). Or, Apply Online using our secure server today. It only takes minutes and a Mortgage Professional is available to help you 7 days a week!



